BEFOREPAY GROUP LIMITED (B4P)
Share Price Analysis and Chart

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B4P

B4P - BEFOREPAY GROUP LIMITED

FNArena Sector : Diversified Financials
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 2.68
Index:

LAST PRICE CHANGE +/- CHANGE % VOLUME

$1.475

30 Apr
2026

0.000

OPEN

$1.40

0.000

HIGH

$1.48

9,015

LOW

$1.40

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FNARENA'S MARKET CONSENSUS FORECASTS

- No Record -

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2026 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx14.1
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx40.2 M
Book Value Per Share xxxxxxxxxxxxxxx81.5
Net Operating Cash Flow xxxxxxxxxxxxxxx4.9 M
Net Profit Margin xxxxxxxxxxxxxxx16.79 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx19.30 %
Return on Invested Capital xxxxxxxxxxxxxxx9.69 %
Return on Assets xxxxxxxxxxxxxxx9.02 %
Return on Equity xxxxxxxxxxxxxxx19.30 %
Return on Total Capital xxxxxxxxxxxxxxx15.59 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx4.8 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx0 M
Long Term Debt xxxxxxxxxxxxxxx32 M
Total Debt xxxxxxxxxxxxxxx32 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx14 M
Price To Book Value xxxxxxxxxxxxxxx2.02

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx3.5 M
Capex % of Sales xxxxxxxxxxxxxxx8.76 %
Cost of Goods Sold xxxxxxxxxxxxxxx11 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx18 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx0 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.0

No. Of Recommendations

0
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Shaw and Partners

29/04/2026

1

Buy

$2.70

83.05%

Shaw and Partners maintains a Buy rating for Beforepay Group and lowers its target price to $2.70 from $3.00 following a mixed March quarter update.

The report highlights the successful scaling of the Personal Loan product with $4.9m in originations, which contributed roughly 20% to quarterly revenue growth.

While the core Pay Advance business delivered a robust net transaction margin supported by excellent credit management, operating expenses exceeded expectations due to business development costs within Carrington Labs.

While these costs have now stabilised, the broker reduced outer-year earnings forecasts by up to 19% and applied a higher risk-free discount rate to its valuation models.

Commentary suggests management continues to address a significant market opportunity for small borrowers with short durations, positioning the company for potential operating leverage as the loan receivables book matures.

FORECAST
Shaw and Partners forecasts a full year FY26 dividend of 0.00 cents and EPS of 14.60 cents.
Shaw and Partners forecasts a full year FY27 dividend of 0.00 cents and EPS of 18.20 cents.

B4P STOCK CHART