CREDIT CORP GROUP LIMITED (CCP)
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CCP

CCP - CREDIT CORP GROUP LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 2.07
Index: ASX200 | ASX300 | ALL-ORDS

Credit Corp is an Australian company that purchases and collects debt ledgers in Australia, New Zealand and the US. It also provides online consumer finance. Founded in 1992, it listed in 2000.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$12.91

19 Jun
2025

-0.180

OPEN

$13.01

-1.38%

HIGH

$13.07

296,606

LOW

$12.85

TARGET
$18.385 42.4% upside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
BTN . CGR . COG . EML . EPY . FND . FSA . HUM . JDO . LFS . MME . PLT . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
CCP: 1
Title FY23
Actual		 FY24
Actual		 FY25
Forecast		 FY26
Forecast
EPS (cps) xxx 74.5 139.0 xxx
DPS (cps) xxx 38.0 69.0 xxx
EPS Growth xxx - 44.5% 86.6% xxx
DPS Growth xxx - 45.7% 81.6% xxx
PE Ratio xxx N/A 9.5 xxx
Dividend Yield xxx N/A 5.2% xxx
Div Pay Ratio(%) xxx 51.0% 49.6% xxx

Dividend yield today if purchased 3 years ago: 1.94%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 2.88

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 16/09 - ex-div 23c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 201920202021202220232024
EPS Basic xxxxxxxxxxxxxxx74.5
DPS All xxxxxxxxxxxxxxx38.0
Sales/Revenue xxxxxxxxxxxxxxx519.6 M
Book Value Per Share xxxxxxxxxxxxxxx1,213.0
Net Operating Cash Flow xxxxxxxxxxxxxxx98.7 M
Net Profit Margin xxxxxxxxxxxxxxx9.76 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201920202021202220232024
Return on Capital Employed xxxxxxxxxxxxxxx6.17 %
Return on Invested Capital xxxxxxxxxxxxxxx4.25 %
Return on Assets xxxxxxxxxxxxxxx3.94 %
Return on Equity xxxxxxxxxxxxxxx6.17 %
Return on Total Capital xxxxxxxxxxxxxxx4.27 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx55.1 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201920202021202220232024
Short-Term Debt xxxxxxxxxxxxxxx5 M
Long Term Debt xxxxxxxxxxxxxxx407 M
Total Debt xxxxxxxxxxxxxxx412 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx28 M
Price To Book Value xxxxxxxxxxxxxxx1.23

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201920202021202220232024
Capex xxxxxxxxxxxxxxx1.5 M
Capex % of Sales xxxxxxxxxxxxxxx0.28 %
Cost of Goods Sold xxxxxxxxxxxxxxx84 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx246 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx170 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.5

No. Of Recommendations

2
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Macquarie

xx/xx/xxxx

3

xxxxxxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
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Morgans

31/01/2025

1

Add

$20.50

58.79%

Credit Corp's 1H profit met Morgans forecast and management's FY25 guidance was maintained for all metrics.

For the USA segment, investment in the operating structure offset slight half-on-half revenue growth, resulting in earnings slightly below the broker's forecast. Within Lending, management delivered strong growth, as the analysts had expected.

Management’s commentary on operational performance was incrementally positive, according to Morgans.

Target price eases to $20.50 from $20.65. Add.

FORECAST
Morgans forecasts a full year FY25 dividend of 70.00 cents and EPS of 141.00 cents.
Morgans forecasts a full year FY26 dividend of 77.00 cents and EPS of 155.00 cents.
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Canaccord Genuity

13/05/2025

1

Buy

$20.60

59.57%

Canaccord Genuity highlights Credit Corp's 3Q25 update showed an increase in US debt buying opportunity, partially offset by subdued conditions in Australia/NZ.

The US business is on track to generate 20% of the group's FY25 net profit, and the broker expects it to increase to 25% in FY26.

Gearing remained below 30% and productivity rose, with year-to-date average productivity per hour rising to $330, up 10% y/y.

The company reiterated FY25 net profit guidance of $90-100m, which aligns with the broker's forecast of $94m.

Buy. Target unchanged at $20.60.

FORECAST
Canaccord Genuity forecasts a full year FY25 dividend of 69.00 cents and EPS of 138.00 cents.
Canaccord Genuity forecasts a full year FY26 dividend of 77.00 cents and EPS of 152.00 cents.
Access Extra Coverage Research History >

CCP STOCK CHART

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