ZIP CO LIMITED (ZIP)
Share Price Analysis and Chart

Enter the company code or Name for stock analysis:

ZIP

ZIP - ZIP CO LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : NONE
Debt/EBITDA: -269.15
Index: ASX200 | ASX300 | ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$2.71

19 Jun
2025

-0.050

OPEN

$2.78

-1.81%

HIGH

$2.81

11,555,563

LOW

$2.71

TARGET
$3.30 21.8% upside
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FND . FSA . HUM . JDO . LFS . MME . PLT . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ .
FNARENA'S MARKET CONSENSUS FORECASTS
ZIP: 1
Title FY23
Actual		 FY24
Actual		 FY25
Forecast		 FY26
Forecast
EPS (cps) xxx 1.2 3.8 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx N/A 100.0% xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A 75.5 xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages
HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 201920202021202220232024
EPS Basic xxxxxxxxxxxxxxx1.2
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx874.0 M
Book Value Per Share xxxxxxxxxxxxxxx35.4
Net Operating Cash Flow xxxxxxxxxxxxxxx272.5 M
Net Profit Margin xxxxxxxxxxxxxxx0.65 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201920202021202220232024
Return on Capital Employed xxxxxxxxxxxxxxx1.79 %
Return on Invested Capital xxxxxxxxxxxxxxx0.19 %
Return on Assets xxxxxxxxxxxxxxx0.17 %
Return on Equity xxxxxxxxxxxxxxx1.79 %
Return on Total Capital xxxxxxxxxxxxxxx-2.45 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx271.5 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201920202021202220232024
Short-Term Debt xxxxxxxxxxxxxxx0 M
Long Term Debt xxxxxxxxxxxxxxx2,420 M
Total Debt xxxxxxxxxxxxxxx2,420 M
Goodwill - Gross xxxxxxxxxxxxxxx209 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx358 M
Price To Book Value xxxxxxxxxxxxxxx4.13

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201920202021202220232024
Capex xxxxxxxxxxxxxxx17.5 M
Capex % of Sales xxxxxxxxxxxxxxx2.00 %
Cost of Goods Sold xxxxxxxxxxxxxxx423 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx525 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx0 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

3
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Ord Minnett

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial

Citi

13/06/2025

1

Buy

$3.10

14.39%

Yesterday, management at Zip Co upgraded FY25 cash earnings (EBITDA) guidance to $160m from $153m, underpinned by strong US momentum, observes Citi.

During April and May there was 40% year-on-year growth in Total Transaction Volume (TTV).

Credit performance remains steady, assesses the broker, despite accelerating customer acquisition, supporting reinvestment in marketing to drive further growth.

Citi expects FY26 operating costs to worsen (rise) by -15%, but forecasts margin expansion of around 80bps and estimates a $5m earnings uplift for every -25bps interest rate cut in Australia.

The analyst expects new products (Pay in 8, Pay in 2) as well as Zip card to underpin increased spend per customer in FY26 with the earnings (EBITDA) forecast for FY26 above consensus by 9%.

Target price lifts to $3.10 from $3 and Buy rating remains.

FORECAST
Citi forecasts a full year FY25 dividend of 0.00 cents and EPS of 6.30 cents.
Citi forecasts a full year FY26 dividend of 0.00 cents and EPS of 6.10 cents.

UBS

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Extra Coverage Research History >

ZIP STOCK CHART

FNArena News on ZIP

Latest Business & Consumer Credit News

1
Are Tyro Payments Shares In The Buy-Zone?

Mar 17 2022 - Australia
2
Credit Corp Punching Above Its Weight In US

Feb 04 2022 - Australia
3
In Brief: Omicron Impacts Economy, BNPL Slows

Jan 14 2022 - Weekly Reports
4
Treasure Chest: EML Payments

Nov 25 2021 - Treasure Chest
5
Credit Corp Diversifying Earnings Streams

Nov 09 2021 - Australia
6
Humm Group Brimming With Confidence

Oct 29 2021 - Australia
7
Zip Co’s Slowing Growth Divides

Oct 19 2021 - Australia
8
Irish Uncertainty Continues For EML Payments

Oct 12 2021 - Australia
9
Plenty Of Loan Growth For Plenti

Sep 23 2021 - Small Caps
10
Who Are The Next ASX Fintech Dazzlers?

Aug 16 2021 - Weekly Reports