JUDO CAPITAL HOLDINGS LIMITED (JDO)
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JDO

JDO - JUDO CAPITAL HOLDINGS LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Banks
Debt/EBITDA: N/A
Index: ASX200 | ASX300 | ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$1.775

02 Oct
2025

0.030

OPEN

$1.77

1.72%

HIGH

$1.81

3,415,509

LOW

$1.76

TARGET
$2.082 17.3% upside
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FND . FSA . HUM . LFS . MME . PLT . PNC . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
JDO: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 7.8 10.8 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx 22.8% 39.7% xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A 16.5 xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages
HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx7.8
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx1,075.5 M
Book Value Per Share xxxxxxxxxxxxxxx150.9
Net Operating Cash Flow xxxxxxxxxxxxxxx235.8 M
Net Profit Margin xxxxxxxxxxxxxxx8.03 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx5.31 %
Return on Invested Capital xxxxxxxxxxxxxxx2.33 %
Return on Assets xxxxxxxxxxxxxxx0.61 %
Return on Equity xxxxxxxxxxxxxxx5.31 %
Return on Total Capital xxxxxxxxxxxxxxx2.64 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx235.8 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx1,151 M
Long Term Debt xxxxxxxxxxxxxxx1,969 M
Total Debt xxxxxxxxxxxxxxx3,119 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx862 M
Price To Book Value xxxxxxxxxxxxxxx1.04

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx11.1 M
Capex % of Sales xxxxxxxxxxxxxxx1.03 %
Cost of Goods Sold xxxxxxxxxxxxxxx-
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx81 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx1,612 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.9

No. Of Recommendations

6
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

UBS

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Citi

xx/xx/xxxx

1

xxxxxxx xx xxx xxxx xxxxxxx

$xx.xx

xx.xx%

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Morgan Stanley

xx/xx/xxxx

1

xxxxxxxxxx

$xx.xx

xx.xx%

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Morgans

20/08/2025

2

Accumulate

$2.04

14.93%

Judo Capital’s FY25 result and FY26 guidance were slightly below Morgans' expectations, though cash return on equity (ROE) rose by 40bps to 5.3%.

The broker expects operating leverage to lift ROE by 200bps in FY26, with earnings more than doubling over the next two years.

FY26 profit (PBT) guidance of $180-190m implies to the analyst 43-51% growth, with forecasts trimmed to the mid-point.

Net interest margins (NIMs) are expected to expand to 3.2% by FY27, while loan book growth was constrained by elevated run-off, observes the broker, though management sees around 20% as sustainable long term.

Morgans raises its target by 17% to $2.04 and maintains an Accumulate rating. Capital growth is the sole driver of returns as Judo retains earnings to fund expansion, explains the analyst.

FORECAST
Morgans forecasts a full year FY26 dividend of 0.00 cents and EPS of 11.00 cents.
Morgans forecasts a full year FY27 dividend of 0.00 cents and EPS of 17.00 cents.

Macquarie

xx/xx/xxxx

1

xxxxxxxxxx

$xx.xx

xx.xx%

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Ord Minnett

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Jarden

21/08/2025

1

Buy

$2.40

35.21%

Judo Capital continues to execute on its SME banking strategy, highlights Jarden. Product innovation is noted, with a new savings product launching in 2H26, enhancements to working capital, and the initiation of a $109m warehouse facility.

Second half profit of $46m was up 11% half-on-half and 90% year-on-year, slightly above consensus. FY25 profit was $86m, up 24% year-on-year. Net interest income (NII) rose 11% to $214m, with the net interest margin (NIM) at 3.04% but dipping to 2.93% in June.

Deposits grew 10% and loans 7%, while costs fell -8%, lowering the cost-to-income ratio to 47.9%, highlight the analysts.

Asset quality showed some pressure, notes the broker with bad debts at -80bps of loans and stress in hospitality and retail.

FY26 guidance includes loans of $14.2-14.7bn, NIM of 3.0-3.1%, cost-to-income ratio below 50%, and profit of $180-190m in FY26, implying 43-51% growth.

Jarden maintains a Buy rating and a $2.40 target price.

FORECAST
Jarden forecasts a full year FY26 dividend of 0.00 cents and EPS of 10.80 cents.
Jarden forecasts a full year FY27 dividend of 0.00 cents and EPS of 16.60 cents.
Access Extra Coverage Research History >

JDO STOCK CHART

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