PIONEER CREDIT LIMITED (PNC)
Share Price Analysis and Chart

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PNC

PNC - PIONEER CREDIT LIMITED

FNArena Sector : NONE
Year End: June
GICS Industry Group : NONE
Debt/EBITDA: 9.17
Index:

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.495

19 Jun
2025

0.005

OPEN

$0.49

1.02%

HIGH

$0.50

51,267

LOW

$0.48

TARGET
$0.80 61.6% upside
FNARENA'S MARKET CONSENSUS FORECASTS
PNC: 1
Title FY23
Actual		 FY24
Actual		 FY25
Forecast		 FY26
Forecast
EPS (cps) xxx - 8.7 6.3 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx N/A N/A xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A 7.8 xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 29/03 - ex-div 4.3c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 201920202021202220232024
EPS Basic xxxxxxxxxxxxxxx-8.7
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx88.9 M
Book Value Per Share xxxxxxxxxxxxxxx33.0
Net Operating Cash Flow xxxxxxxxxxxxxxx-28.8 M
Net Profit Margin xxxxxxxxxxxxxxx-11.29 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201920202021202220232024
Return on Capital Employed xxxxxxxxxxxxxxx-23.31 %
Return on Invested Capital xxxxxxxxxxxxxxx-5.17 %
Return on Assets xxxxxxxxxxxxxxx-2.89 %
Return on Equity xxxxxxxxxxxxxxx-23.31 %
Return on Total Capital xxxxxxxxxxxxxxx9.23 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx-28.9 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201920202021202220232024
Short-Term Debt xxxxxxxxxxxxxxx254 M
Long Term Debt xxxxxxxxxxxxxxx39 M
Total Debt xxxxxxxxxxxxxxx293 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx118 M
Price To Book Value xxxxxxxxxxxxxxx1.51

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201920202021202220232024
Capex xxxxxxxxxxxxxxx0.7 M
Capex % of Sales xxxxxxxxxxxxxxx0.80 %
Cost of Goods Sold xxxxxxxxxxxxxxx6 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx53 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx209 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

1
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Shaw and Partners

04/06/2025

1

Buy

$0.80

61.62%

Shaw and Partners notes Westpac ((WBC)) is the only big four bank not selling aged debt, and if it resumed selling, it would add $50m to the current estimated market size of $400m.

The broker estimates Pioneer Credit could potentially get 50% of Westpac's aged debt, and each $10m of additional debt in FY27 could add $3-4m to net profit starting in FY28.

The broker stressed there is no certainty Westpac will sell aged debt.

Buy. Target unchanged at 80c.

FORECAST
Shaw and Partners forecasts a full year FY25 dividend of 0.00 cents and EPS of 6.30 cents.
Shaw and Partners forecasts a full year FY26 dividend of 0.00 cents and EPS of 11.20 cents.
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EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
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